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The following features are applicable to IAM members who have passed the IAM car test and who arrange a policy with RSA or KGM via Adelaide Insurance Services:
- FREE cover for IAM approved Observers conducting a demonstration in their own vehicle;
- FREE cover for IAM members using their vehicle in connection with voluntary or charity work.
- FREE Protected No Claim Bonus after 4 years of no claims;
- FREE extended foreign travel in Europe – from 31 days to a maximum of 180 days in any 12 month period.
- FREE additional Personal Accident, Personal Effects and Medical Expenses cover, on a Comprehensive Policy.
- No Excess to be paid if the other party is confirmed to be fully at fault, on a Comprehensive Policy. (Normally policy Excess would be deducted regardless of who’s at fault and then you would still have to recover it from the other party’s insurer.)
- Administration savings i.e. fees decreased for policy arrangement and mid-term adjustments.
*Based on car quotes given to UK IAM members from July to 31 Dec 09, who met acceptance criteria.
IAM Surety Scheme Acceptance Criteria. The main qualifiers are:
- IAM current paid up members who've passed the IAM test.
- The scheme is designed to reward IAM members because they are a better risk than the average driver, so multiple penalty points may exclude you from this scheme.
- For 19 to 79 year olds. (If you fall outside this age group, we do deal with a number of quality UK insurers and will endeavour to find you car insurance outside of this scheme).
Associate Members (who haven’t passed the IAM test) will receive a straight 10% discount off RSA’s standard quote and policy.
See for yourself how much IAM Surety can benefit you. Before your next car insurance renewal date, we’d like to provide you with a quotation in advance. Simply provide your details here You may also register your home insurance renewal date at the same time as with IAM Surety, IAM paid up members who meet acceptance criteria can enjoy competitivley priced contents and buildings insurance with excellent cover. Terms and conditions apply.
Specialist motor insurance also available: Includes Classic Car and Motorhomes.
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