IAM Surety Home Insurance, there for you when it matters most!

Competitive premiums, with excellent cover*, such as:

• Free home emergency assistance, 24 hrs a day with a team of contractors available i.e. plumbers, electricians, builders etc.
• Home “unoccupancy” up to 60 days.  (Unoccupancy limit on most home policies is only 30-45 days).
• Trees & Shrubs cover up to £1,000 (Most home policies exclude this cover).
• Up to £10,000 cover for fraudulent use of credit cards if lost or stolen where Personal Possession cover selected.  (Limit on most home policies is only £500 - £1,000).
• Cover for tracing & accessing the source of a leak, up to the value of £5,000 where buildings cover selected. (Many home policies exclude this cover).
• Up to £3,000 cover for theft of contents in garages & outbuildings.  (Limit on most home policies is only £1,000 - £2,000).
• Unlimited freezer contents cover.
• Only £50 excess for both buildings and contents and £1,000 in the event of subsidence.

We also have insurers in place who offer cover for Unoccupied, Holiday and Let properties. 

All claims are subject to normal policy limits, terms and conditions apply. Personal Possession' extension required to cover loss of items. An additional premium normally applies. Certain postcodes excluded.